Latefee Avoidance

Complain about an Excessive Fee

Complaint against Top 3

Response to Complaint

Mail Your Top 3 Complaint

Full Text Search of Complaints

Analysis Label for Credit-Card Envelope

A Brief History of Credit Cards in the U.S

The Economics of Late Fees and Other Excessive Charges

$ Trillion Gift of the Public's Money by the Nation's Politicians to the World's Financial Corporations

The U.S. Bank/Credit Card Oligopoly - 3 Co's with 65% Market Share

Things You Can Do to Avoid Paying Late Fees and Other Penalties

Legal Issues and Various Possible Causes of Action

Website for 3 Books Written by Attorney Carl E. Person: A Law Career; Self-Employment; and Saving Main Street and Its Retailers

Text of Relevant Statutes

Websites and Website Pages of Interest

Quick Complaint Against Top 3 Companies

Most complaints are against the hundreds of different credit cards issued by the top three credit-card issuing companies: Bank of America / MBNA; Citigroup; and Chase/Banc One. A lot of time and space is saved by not having to describe the issuer and its credit card for these top 3 companies. You make your complaint quickly. Just complete the 10 fields, including a 100-word (1000-character) field for you to describe your complaint.

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